credit cards

If you aren’t getting cash back with your purchases, you’re behind the times. With so many excellent cash back credit cards available, picking the card that’s right for you can be a struggle. Since each card offers a unique set of perks — from offering rewards in specific categories to special incentives for purchasing from […]

Credit card signup bonuses offer a variety of ways to improve your personal finances. People with good credit can qualify for signup bonuses that include no interest for certain time periods and the ability to transfer your balance from high-interest credit cards for a substantial benefit. Even those without excellent credit can save thousands in […]

Bad credit is defined as a FICO score of less than 600.1 There are many ways to end up with bad credit on your record. These include unpaid medical debts, balances on utility accounts, late payments on a credit card, declaring bankruptcy, having a tax lien, getting your car repossessed, and real estate foreclosures. When […]

Closing your credit cards may sound like a smart financial decision if you’re in debt. After all, if you’ve racked up countless charges on your credit cards, you want to stop yourself before the situation gets even worse. Before you close your debt-heavy accounts, know this: canceling credit cards can actually do more harm than […]