Finance

After undergoing a year of tweaking, the U.S. tax reform bill is finally in effect for 2018 returns. The changes are slated to remain in place through 2025.1 Although the Tax Cuts and Jobs Act (TCJA) will be the most sweeping update to the tax code in more than three decades, many Americans — about […]

Stock trading for the average investor used to be a challenge. High brokerage fees, commissions, fund loads, and account minimums prevented those who did not have a sizeable bank account from entering the markets. Nowadays, it is much easier and cheaper, thanks to discount online brokerages that offer cheap or even free trading, low commissions, […]

Bad credit can happen to anyone. And once your credit score falls or takes a hit, it can be difficult to recover. You’ll be stuck with fewer financial options, especially when it comes to credit cards. But poor credit doesn’t mean you have to live without a credit card. In fact, the right credit card […]

Credit card signup bonuses offer a variety of ways to improve your personal finances. People with good credit can qualify for signup bonuses that include no interest for certain time periods and the ability to transfer your balance from high-interest credit cards for a substantial benefit. Even those without excellent credit can save thousands in […]

In addition to being required by law, auto insurance is helpful for covering the costs you’re responsible for if you are in an accident. For many people, it can be tough to afford the premiums for coverage, but the ultimate cost of being in an accident withough auto insurance is much more expensive. Fortunately, there […]