Finance

Payday loans seem like a great idea if you’re short on funds. But payday loans can be an expensive type of short-term loan to fund your purchases. According to the Consumer Federation of America¹, the average payday loan costs 400 percent in interest for a two-week loan. You could rack up charges ranging anywhere from […]

If your home needs repair and your income is limited, the idea of remodeling it might seem impossible. Home renovations can be cost-prohibitive, placing them out of reach for low-income families. When a family is unable to complete home remodels, it can lead to worse housing conditions in the community. In order to help low-income […]

If you’re diagnosed with diabetes, you may need to regularly test your blood sugar and inject yourself with insulin if your body is unable to produce this critical hormone.1 For some seniors who are on a fixed income, the additional costs that stem from a diabetes diagnosis may be too much for their budget to bear. That’s where Medicare comes in. If you have diabetes, it pays to be aware of all the different ways that Medicare can help you. Here are some of the reasons why Medicare is so critical to seniors with diabetes.

As more and more people retire, it seems like many banks are still treating seniors and retirees as a niche market, even though they represent 70 percent of bank balance holders in the United States. If you’re 55 years of age or older, it definitely pays to explore your options for checking accounts targeted towards seniors and compare them with any existing bank accounts you own. Some of the best options are listed below.

Although the Digital Age is pretty convenient, it also has unique risks. Identity theft is a growing problem as cybercriminals are taking advantage of new…